WE DEVELOP INSURANCE STRATEGIES TO HELP YOU ACHIEVE YOUR GOALS

Life Insurance

An in-depth life insurance strategy should be created irrespective of the size of your estate. We work with your attorney, CPA, trust officer, and other professionals to provide a framework to help ensure that your financial structure is in order. By discussing estate planning objectives and incorporating insurance, property titling, gifting, and charitable strategies with your legal and tax professionals, we can help you design a strategy aimed at reducing federal estate taxes and probate costs, and increasing the inheritance of your heirs.

Documents needed for review in crafting a plan:

  • Financial & Wealth Planning Questionnaire and signed Client Agreement
  • Estate planning documents, including wills, trusts, durable powers of attorney, health care powers of attorney, and living wills. Any other planning documents, such as special needs trusts or irrevocable life insurance trusts.
  • Life insurance policies accompanied by most recent statements, including any group insurance coverage, if employed
  • Health insurance-related documents, such as disability income and long-term care insurance, including current statements
  • Most recent statements from investment firms and banks, detailing types of accounts, including IRAs and qualified plans or TOD (transfer on death)/POD (payable on death) accounts, account ownership structure, and beneficiaries
  • Property/casualty insurance policies, including homeowner’s, auto, and umbrella liability coverage, if any
  • Most recent variable or fixed annuity statements

Retirement Strategies

Planning for a financially comfortable retirement can be stressful and confusing without a trusted agent. At Luxon, we aim to make this planning process as easy as possible by working alongside your other professionals and taking care of every last detail. We will help you construct the right retirement strategy so that you can enjoy a financially comfortable retirement.

Concerned about your Social Security outlook? Click here for a Social Security income calculator.

Long Term Care

Control your financial future. Allow Luxon Insurance Services to help you attain greater financial confidence that comes from well designed Long Term Care Insurance. With the majority of the population living longer, we make it a point to have the necessary discussion of how to pay for older age care. We offer a variety of carriers and products which help make long term care costs manageable for a family.

By requesting a quote, you are leaving the Luxon Insurance website and going to an unaffiliated 3rd party service website for quote estimates. We make no representations as to the accuracy and / or completeness of the quote estimates you receive from the 3rd party site.